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England's cost of living crisis "Buy first, pay later" bad debt floods Empty England's cost of living crisis "Buy first, pay later" bad debt floods

周三 8月 24, 2022 5:54 pm
England's cost of living crisis "Buy first, pay later" bad debt floods

With record-breaking inflation in many countries, it has resulted in a “cost of living crisis” in which consumerskingdom 66have to bear more of their daily expenses. Therefore, microfinance is an option for consumers. But the volatile economy creates a risk that borrowers will not be able to repay their debts. and may become a “bad debt” problem

by month British inflation May, last year, jumped 9.1%, reaching the highest level in 40 years, with what caused inflation to rise sharply. It comes from the price of energy, including electricity, gas, fuel, along with transportation. Including the price of food and non-alcoholic beverages that continue to rise. pressure to exacerbate the cost of living crisis

The Bank of England (BOE) expects the country's inflation index to rise above 11% in October.

Continued high inflation pressures the Bank of England. announced the interest rate hike for the 5th time in a row at the end of the month last june to 1.25%, the highest in 13 years.

According to a survey by the UK's Office for National Statistics, 68 percent of Britons have cut back on non-essential everyday spending, and 52 percent said they've reduced household gas and electricity consumption. After energy prices skyrocketed

The cost of living crisis also brought Unmanageable “liabilities” Especially those who use the service "Buy Now, Pay Later" (Buy Now, Pay Later: BNPL) by The Guardian reports the results of a Barclays Bank survey. Together with the charitable organization StepChange, approximately 31% of Britons who use BNPL are suffering from over-indebtedness. and risk becoming a “bad debt”

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